The Process
Fast & Easy Process
At Your Mexico Mortgage, we’ve streamlined the loan process into four clear steps to ensure a seamless experience for our clients
01
Pre-Qualification / Pre-Approval
This step determines your eligibility for one of our loan programs. Simply complete and submit our short pre-qualification form via email or mail. Once received, we’ll review the form and run a credit report.
- If you qualify, we’ll provide a Pre-Approval Letter outlining your loan eligibility.
- If additional information is required, we’ll guide you through what’s needed to work towards your pre-approval.
02
Loan Origination & Document Submission
Once pre-approved, you’ll receive a Loan Origination Package containing clear instructions and all necessary forms. These documents are essential to move forward with your loan.
- Our team will guide you through the package, ensuring it’s completed accurately.
- We’ll review your submission for any missing or incomplete documents, addressing them promptly to keep the process on track.
03
Processing & Loan Commitment
After receiving your completed package, our loan processor will review it within three business days and identify any additional conditions or documentation required by the lender.
- If no additional information is needed, your file will be submitted for underwriting.
- Typically, it takes 10 business days to secure a loan commitment, but with our exclusive loan programs, this timeline can be as short as 5 business days.
04
Loan Closing & Funding
Closing starts with the final review of all documentation. Included in the Loan Origination Package is a detailed checklist of the items required for underwriting and closing your loan.
- You’ll receive a Closing Process Introduction Letter, explaining the entire process.
- A closing agent will be assigned to your loan, and we’ll ensure your property is fully approved for closing.
Ready to Take the Next Step?
Watch our video to learn more about the loan process or contact us today for personalized assistance!